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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

James Cox

James Cox

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


James Cox

As a passionate mortgage loan originator and credit analyst, I love helping individuals and families achieve their dream of homeownership! With 5 years of experience in the finance industry, I confidently navigate the mortgage landscape alongside you—my specialty is providing tailored financial solutions that meet the unique needs of my clients.

My journey in finance began with a strong foundation in credit analysis, where I honed my skills in assessing creditworthiness and understanding the intricacies of lending. This experience allows me to
confidently guide clients through the mortgage process, ensuring they make informed decisions at every step.

I take pride in my commitment to delivering exceptional customer service. Building lasting relationships with my clients is key to their success. Whether you're a first-time homebuyer or looking to refinance, I take the time to listen to your goals and provide personalized advice that aligns with your financial situation.
Staying current with industry trends and regulations is crucial in this rapidly evolving market. I am committed to ongoing education and professional development, which enables me to provide my clients with the latest insights and strategies.

Outside of work, I enjoy watching sports, spending time with family, and exploring local neighborhoods. I am proud to serve my community and help others realize their homeownership aspirations. 

Let's connect and explore how I can help you navigate the mortgage landscape and achieve your homeownership dreams. It would be an honor to support you wholeheartedly as we take each step together!


NMLS#: 2138648

License: MI

Spoken Language: English

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 240 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

240+

Number of Lenders

1807+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

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